Outlaw, arrest and retirement
During his years as a bandit, James was involved in at least four robberies between 1868 and 1876 that resulted in the deaths of bank employees or citizens. The most famous incident was the disastrous Northfield, Minnesota raid on September 7, 1876, that ended with the death or capture of most of the gang.
Five months after the killing of his brother Jesse in 1882, Frank James boarded a train to Jefferson City, Missouri, where he had an appointment with the governor in the state capital. Placing his holster in Governor Crittenden's hands, he explained,
'I have been hunted for twenty-one years, have literally lived in the saddle, have never known a day of perfect peace. It was one long, anxious, inexorable, eternal vigil.' He then ended his statement by saying, 'Governor, I haven't let another man touch my gun since 1861.'
Accounts say that James surrendered with the understanding that he would not be extradited to Northfield, Minnesota.
He was tried for only two of the robberies/murders: one in Gallatin, Missouri, for the July 15, 1881, robbery of the Rock Island Line train at Winston, Missouri, in which the train engineer and a passenger were killed, and the other in Huntsville, Alabama, for the March 11, 1881, robbery of a United States Army Corps of Engineers payroll at Muscle Shoals, Alabama. Among others, former Confederate General Joseph Orville Shelby testified on James's behalf in the Missouri trial. He was acquitted in both Missouri and Alabama. Missouri accepted legal jurisdiction over him for other charges, but they never came to trial. He was never extradited to Minnesota for his connection with the Northfield Raid.
His New York Times obituary summarized his arrest and acquittal:
In 1882 ... Frank James surrendered in Jefferson City, Missouri. After his surrender James was taken to Independence, Missouri, where he was held in jail three weeks, and later to Gallatin, where he remained in jail a year awaiting trial. Finally James was acquitted and went to Oklahoma to live with his mother. He never was in the penitentiary and never was convicted of any of the charges against him.
In the last thirty years of his life, James worked a variety of jobs, including shoe salesman in Nevada, Missouri and then burlesque theater ticket taker in St. Louis. One of the theater's spins to attract patrons was their use of the phrase "Come get your ticket punched by the legendary Frank James." He also served as an AT&T telegraph operator in St. Joseph, Missouri. James took up the lecture circuit, while residing in Sherman, Texas. In 1902, former Missourian Sam Hildreth, a leading thoroughbred horse trainer and owner, hired James as the betting commissioner at the Fair Grounds Race Track, in New Orleans. He returned to the North Texas area where he was a shoe salesman at Sanger Brothers in Dallas. The Tacoma Times reported in July, 1914, that he was picking berries at a local ranch in Washington state, and planned to buy a farm nearby. He was also part of a Chicago investment group which purchased the Fletcher Terrell's Buckskin Bill's Wild West Show, third in size after the Buffalo Bill and Pawnee Bill shows.
In his final years, James returned to the James Farm, giving tours for the sum of 25 cents. He died there at age 72 on February 18, 1915. He left behind his wife Annie Ralston James and one son.