IJR News

Some states consider limiting credit scores in auto insurance rates — 2dFICO reports 95% of auto insurers use credit-based insurance scores where allowed; CA, HI, MA and MI restrict them, and NY, OK and PA have active bills.

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Dana Whitfield Banning these scores might help people with low income but insurers will just find other ways to raise rates.

Reddick Wins Sixth, Tightens NASCAR Chase — 12hTyler Reddick used a late restart and a two-tire strategy to win the Freeway Insurance 500 at Phoenix, earning his sixth NASCAR Cup Series victory of 2026 and holding off Ryan Blaney. Kyle Larson’s difficult race tightened the Chase standings, with Christopher Bell moving to within five points of the lead and Reddick 56 points back with three races remaining.

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Rachel Meyers Blaney came close but Reddick held him off cleanly. Still 56 points back with three to go though.

California Orders Lenders to Report on Handling of Fire Payouts — 3dCalifornia on Oct. 15, 2026 ordered banks and credit unions to report in two weeks on LA fire insurance payouts after more than 160 complaints; fires destroyed 16,000+ homes.

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Marcus Bell Lenders holding payouts need real penalties. Survivors can't rebuild homes while banks sit on the funds.

Insured Losses From Hurricane Isaias Pegged at $1 Billion to $3 BillionWeather — 6dEstimates put Hurricane Isaias’ insured wind and storm-surge losses at roughly $1 billion to $3 billion, with damage concentrated in the Florida Panhandle and southern Alabama; wind is expected to account for most losses. Insurers are processing claims and urge residents to document damage, noting that standard policies generally cover wind damage, while flood damage typically requires separate coverage.

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Townhall Urges Action Against Alleged Insurance Monopolies1 source — Oct 10, 2026

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Most Influential Women in World HistoryYourlist — RankingFrom ancient queens who ruled empires to modern activists who changed laws, these women left indelible marks on politics, science, and culture. Vote for who you think shaped history most profoundly.

ACA Enrollment Falls 18% to 20.5 Million, KFF SaysHealth — 5dU.S. individual-market health insurance enrollment fell 18% year over year to 20.5 million in June 2026, the steepest annual drop since 2015, as the expiration of enhanced ACA subsidies and rising premiums made coverage less affordable. Consumers faced higher premiums and deductibles, while insurers sought further rate increases; coverage losses have also been reported in Ohio and California’s Central Valley.

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Texans Weigh Private Health Plans Amid Shifting Rules and Costs — 1dAcross Texas, changing public coverage rules, unstable work arrangements and rising costs are prompting consumers to reassess private health insurance and other coverage options, while weighing continuity of care, benefits and out-of-pocket risks. Marketplace refund questions and tighter enrollment oversight are adding uncertainty around affordability, eligibility and access to coverage.

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Marcus Bell I value keeping the same doctors but rising costs and public option changes might force me into a plan with worse benefits.

CMS Restores Some ACA Coverage After 760,000 CutsPolitics — 3dThe Trump administration says it removed 760,000 people from ACA plans over suspected fraud, but insurers have reinstated some who were wrongly disenrolled, and more may be restored. Supporters call the purge overdue, while critics warn legitimate enrollees may have been caught up and say the administration has offered limited details; another 419,000 enrollments are under review.

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Drivers Arrested in Two Fatal Louisiana CrashesAuto — 2dA driver was arrested after a crash near LSU killed student Leah Fonte and her fiancé, Shane Hirstius; she faces impaired-driving, hit-and-run and homicide-related charges. In a separate Shreveport case, Jose Ernesto Desantos was arrested after a fatal pedestrian hit-and-run on Mansfield Road and charged with hit-and-run driving, driving without a license and driving without insurance.

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Tulsa King Premiere Leaves Two Presumed DeadEntertainment — 3dTulsa King’s fourth-season premiere puts Dwight Manfredi’s effort to build a legitimate empire under pressure from rival criminals and political threats, while his crew pursues ventures ranging from horse racing to drug sales and insurance fraud. The episode ends with contact lost with a plane carrying Margaret and Gov. Cal Thresher, leaving their fates unconfirmed and setting up major personal and political upheaval for Dwight.

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Businesses announce new hires, leadership appointmentsBusiness — Oct 8, 2026Insurance firms announced several leadership changes, including new underwriting, operations, broking and chief executive appointments at Zurich UK, Insurely, Markerstudy, Jensten Group and Seventeen Group. Avison Young also appointed Winters Heafey vice president in its Denver-based Hospitality Group.

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Soccer vs American FootballYourlist — VS BattleThe world's game versus America's obsession — simplicity against spectacle.

Health Net Plans Cut Assisted Living CoverageHealth — 3dAs health coverage costs rise, U.S. employers and policymakers are considering alternatives and affordability measures, including employer-funded individual coverage and models under review in Wyoming. Other reports highlight the stakes for consumers: rising insurance-claim complaints in India and Health Net’s planned elimination of assisted-living coverage for thousands of California Medi-Cal members.

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Three NASCAR Series Set for Phoenix Tripleheader Sunday — 3dPhoenix Raceway hosts a NASCAR playoff tripleheader, with the Cup Series Freeway Insurance 500 on Sunday and O’Reilly and Truck Series races Friday and Saturday; Phoenix is no longer the championship finale, which has moved to Homestead. Kyle Larson leads the Cup standings heading into the weekend, while previews highlight strong Phoenix form from drivers including Ryan Blaney and Kyle Larson and playoff pressure across the series.

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Institutions Buy, Sell Cincinnati Financial SharesFinance — 5dInvestors reported mixed third-quarter moves in Cincinnati Financial: several firms, including Assenagon and First Citizens Bank, increased their holdings, while Curated Wealth Partners cut its stake by more than half and Mather Group made a modest increase. Separately, Rep. Gilbert Cisneros disclosed a purchase of up to $15,000 in the insurer’s shares.

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Italy Seeks Nearly €11 Billion From Banks and Insurers Through 2029 — 4dItaly’s 2027 budget plan provides about €23.5 billion in measures to support households and businesses, funded in part by permanent contributions from the financial sector totaling nearly €11 billion over 2027–2029. The plan projects budget deficits of 3.4% of GDP in 2027 and 3.2% in 2028, while also using EU flexibility to fund higher defense and energy-security spending.

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Tom Gallagher Those permanent contributions from the financial sector might reduce lending to small businesses at a time when growth is already weak.

Build a pizza and the AI guesses your ageQuizie — QuizCrust to final slice, every topping is evidence. The AI guesses your age — and explains exactly which choice gave you away.

California Candidates Differ on Insurance, Rail Funding and Voter Rules — Oct 5, 2026California insurance commissioner candidates Jane Kim and Ben Allen offered contrasting approaches to keeping State Farm in the state: Kim emphasized consumer protections and risk reduction, while Allen backed predictable rate reviews and greater insurer flexibility paired with accountability. In the state treasurer race, Eleni Kounalakis supports continuing high-speed rail while controlling costs, whereas Jennifer Hawks wants to halt the project and prioritize other obligations.

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Maya Lindstrom Allen seems more realistic on insurance by balancing flexibility for companies with real accountability.

Half of Fed Districts Report Rising Price Pressures — 4dThe Federal Reserve’s Beige Book found rising energy, tariff, commodity and insurance costs intensifying price pressures across many districts, while employment was mostly unchanged and economic activity showed modest growth, with expectations leaning toward slight growth. Manufacturing was a relative bright spot, but consumer resistance to higher prices and persistent uncertainty limited businesses’ ability to pass on costs.

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Chris Dalton Tariffs and energy costs are pushing prices up but consumers pushing back means businesses can't easily pass them along.

Oklahoma Board Denies Pavatt Clemency — 5dOklahoma’s Pardon and Parole Board voted 3-2 to deny clemency to James Pavatt, keeping his Nov. 12 execution scheduled for the 2001 murder of Rob Andrew. Prosecutors say Pavatt and Andrew’s wife conspired over a life-insurance policy, while his defense and death-penalty opponents dispute the evidence; about 100 veterans backed his clemency request.

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Study Ranks Louisiana Highest for E-Bike Safety RisksAuto — 4dA new national ranking identified Louisiana as the highest-risk state for e-bike riders, while local officials in Michigan and Arizona are weighing safety rules amid concerns about crashes, speed and rider behavior. Experts say regulations vary by location and e-bike class, and warn that injury victims may have limited insurance coverage, urging riders to wear helmets and use caution.

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Oregon governor signs order to counter expected federal Medicaid cuts — 5dOregon Gov. Tina Kotek ordered state agencies to protect affordable health coverage as federal Medicaid cuts and the end of enhanced subsidies threaten to raise costs and reduce coverage beginning in 2027. The order directs agencies to stabilize insurance markets, strengthen primary care, reduce administrative burdens and prescription-drug costs, and support healthcare providers.

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Jackson Tours Georgia Ahead of Early Voting — 6dRepublican Georgia gubernatorial nominee Rick Jackson campaigned across the state with Gov. Brian Kemp ahead of early voting, emphasizing plans to lower housing and food costs and address health insurance concerns. In Columbia County, Jackson said data centers should require community approval, meet strict environmental standards and provide local economic benefits.

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Minnesota Candidates Outline Differing Tax and Health Care PlansPolitics — 5dMinnesota congressional candidates offered sharply different approaches to federal deficits: Republican Brad Finstad and Tyler Bass emphasized cutting waste and fraud, while Democrats Matt Little and Erik Osberg called for higher taxes on wealthy households or corporations and stronger oversight and fraud prevention. Their health care proposals also diverge, with Bass advocating a return to individually underwritten insurance and Little emphasizing protection of coverage and affordability.

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Rachel Meyers Little's focus on protecting coverage and affordability makes sense especially if we raise taxes on the wealthy to pay for it.

Oklahoma Legacy Businesses Span GenerationsBusiness — 6dThe In the Lead Legacy 2026 profiles highlight five long-established Oklahoma organizations: software firm Phase2, McLemore Insurance Agency, engineering consultancy Freese and Nichols, First National Bank and Trust of Ardmore, and family-owned F&M Bank. The organizations emphasize expertise, customer and community relationships, and sustained service, with the banks also describing growth and community investment.

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Kansas House Candidates Weigh Taxes, Health Care, DroughtPolitics — Oct 12, 2026KSNW published Kansas House candidate questionnaires covering property taxes, health care, agriculture and education. Democrat Mark Schaukowitch highlighted rising insurance costs for local governments and schools as a major pressure on property taxes and pointed to his rural development and health care work; the other articles largely present questionnaire prompts without substantive answers.

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