IJR News — today's news from every side
block
verse
w
o
rdys
billionaire
.ai
your
list
Whiteboard
App
quizie
un
school
New Journal
Loading
Ask Genius
Apps
News
Home
Politics
World
Sports
Markets
Business
Entertainment
Music
Health
Tech
Science
Good News
Encouragement
Video
Meme Wars
Brands
Yourlist
Quizie
F
FaithTap
B
Blessed
All brands
Ask Genius
Apps
Trending
U.S. Banks Raise Prime Rate to 7%
x/federal-reserve-system
— 3d
U.S. Bancorp, Fifth Third Bank, and other large U.S. lenders have raised their prime lending rates to 7.00% from 6.75%, with U.S. Bank setting the new level to take effect on September 17, 2026 and others moving in after the Federal Reserve’s rate hike. The changes are designed to lift banks’ net interest income but may raise borrowing costs for consumers and businesses, even as executives express optimism about the economy.
+9
1
Share
Dana Whitfield
This rate hike will squeeze borrowers just when the economy needs stability most.
OptimumBank Reports Record Q2 2026 Net Income
Business
— Jul 24, 2026
OptimumBank Holdings posted a second-quarter 2026 record net income of $6.7 million, with first-half earnings of $11.3 million, driven by higher net interest income, loan and deposit growth, and improved efficiency metrics (ROA 2.04%, ROE 20.34%) and a 4.57% net interest margin. The bank also reported a leadership transition in 2026, ongoing growth initiatives through OptimumFinance, and a scheduled webcast to discuss results in August 2026.
Share
Frequency Electronics Posts Record Revenue, Backlog
Finance
— Sep 8, 2026
Frequency Electronics reported a record for fiscal Q1 2027 with revenue of $23.5 million, up 70% year over year, and backlogged orders of $129 million while expanding margins to 45.8% gross and 22% operating; net income was about $4.2 million as the company reaffirms long-term targets of at least $150 million in annual revenue by 2029, supported by capacity expansion and strong space and defense demand. The firm remains debt-free with ample cash, and growth is driven by satellite, missile-defense, and secure communications programs with ongoing insider and institutional interest in the stock.
+12
Share
Tompkins Financial Q2 Earnings Rise, Dividend Increases
x/tompkins-financial-corporation
— Jul 24, 2026
Tompkins Financial posted robust Q2 2026 results with net income of $29.3 million and diluted EPS of $2.04, alongside net interest income near $74 million and a 3.58% net interest margin, supported by 6.9% loan growth and a 13% dividend increase. The performance marks three straight quarters of record earnings and signals improving profitability as the bank strengthens its capital position and core earnings.
+8
Share
IJR
Americans Fought To Save South Korea: Are South Koreans Forgetting?
James P. Pinkerton · 5 min · 3h
Glacier Bancorp Reports Q2 Profit Jump
x/glacier
— Jul 23, 2026
Glacier Bancorp reported record second-quarter 2026 results with net income of $97.9 million and diluted earnings per share of $0.75, driven by a $276.4 million net interest income and a 3.90% tax-equivalent net interest margin as loan growth continued. The bank completed the Guaranty Bank & Trust integration, maintained a quarterly dividend of $0.33 per share, and posted solid deposit growth and favorable funding trends amid ongoing strategic execution.
+7
Share
Yourlist
Ranking
Most Influential Women in World History
From ancient queens who ruled empires to modern activists who changed laws, these women left indelible marks on politics, science, and culture. Vote for who you think shaped history most profoundly.
1379 votes · 26 candidates
Texas Capital Bancshares Q2 2026 earnings rise
Finance
— Jul 23, 2026
Texas Capital Bancshares posted strong Q2 2026 results with net income $84.9 million and diluted EPS $1.83, as record fee income and higher lending drove revenue to about $335.5 million and adjusted EPS to $1.88. The bank highlighted a 39% rise in non-interest income, a modest net interest margin headwind from asset mix, ongoing deposit growth and a dividend of $0.3594 per share, while noting elevated criticized loans and higher loss provisions.
+22
Share
Wintrust Q2 Profit Rises to $225M
Finance
— Jul 20, 2026
Wintrust Financial posted solid Q2 results with $225.3 million in net income and $3.30 per share on revenue of about $961 million, a year-over-year rise driven by loan and deposit growth. The bank also reported record first-half net income for 2026, driven by strong net interest income and ongoing balance-sheet expansion, and beat consensus estimates for quarterly earnings per share.
+12
Share
UCO Bank Q1 Profit Up 8%, NII 17%
x/net-interest-income
— Jul 22, 2026
UCO Bank posted an 8% year-on-year increase in quarterly net profit to about ₹656 crore, driven by a 17% rise in net interest income and lower provisions. The bank also saw asset-quality improvements, with gross NPA at 2.08% and net NPA at 0.25%, alongside a notable decline in provisions for the quarter.
+4
Share
Magyar Bancorp Q3 earnings jump 25%, dividend declared
x/hungarians
— Jul 23, 2026
Magyar Bancorp reported a 30-basis-point expansion of net interest margin to 3.65% for Q3 2026, driving a 25% rise in quarterly net income to $3.1 million and lifting nine-month net income to $9.3 million. The company also declared a $0.10 quarterly dividend, earned a spot on KBW’s 2026 Honor Roll, and trades around $17.50 with a sub-10x P/E, underscoring steady earnings growth amid market volatility.
Share
On X · @raorapanthera
Hololive VTuber Raora Panthera Notes Her Music Playlist Has Barely Changed Since Childhood
Raora Panthera's casual post about her playlist remaining largely unchanged since childhood sparked overwhelmingly positive, relatable fan engagement within the Hololive community. Replies focused on shared nostalgia, song recommendations, and additions like Hololive tracks, with no opposing or critical reactions observed.
747 likes · 7m
Ledyard Financial Reports Q2 2026 Earnings, Declares Dividend
Finance
— Jul 24, 2026
Ledyard Financial Group reported Q2 2026 net income of $1.74 million, or $0.52 per diluted share, with revenue of about $12.10 million, up from the prior-year period. The board also declared a quarterly dividend of $0.21 per share payable Sept. 4, 2026, reflecting ongoing strategic investments and stronger loan growth and net interest income that support future profitability.
Share
CSB Bank Q1 profit rises; shares fall
x/csb-bank-limited
— Jul 22, 2026
CSB Bank posted a strong Q1FY27 with net profit of ₹150 crore, up about 26% YoY, supported by a 26% rise in net interest income to ₹479 crore and total income of ₹1,516 crore; deposits and advances grew around 26% and 24% respectively, aided by a 47% jump in gold loans. However, asset quality softened slightly to gross NPA 1.75% and net NPA 0.39% while provisions rose to ₹49 crore, and the stock fell about 5–7% following the results.
+7
Share
Yourlist
VS Battle
Soccer vs American Football
The world's game versus America's obsession — simplicity against spectacle.
Soccer vs American Football · 146 votes — pick a side
Bankinter Q2 profit beats estimates on lending fees
Finance
— Jul 23, 2026
Bankinter's Q2 net profit rose about 16% year-on-year to €315 million driven by higher lending income and a 23% jump in fees, with net interest income up around 5% as rates and funding costs influence margins. The results, accompanied by strong half-year metrics such as ROE around 19%, NPL near 1.92%, and a CET1 ratio about 12.9%, reinforce a diversified, still-expanding business despite the rate environment.
+47
Share
IIFL Finance Q1 Profit Surges 189%
x/micromax
— Jul 22, 2026
IIFL Finance reported robust Q1 FY27 results with net profit rising around 160-189% year-on-year and total income up about a third, driven by stronger net interest income and a surge in gold loans that boosted assets under management by 38%. The company also reported healthy capital adequacy (CRAR 24.3%) with low NPAs, and signaled plans to raise equity to fund growth while maintaining asset quality, supported by a stable Moody's rating.
+6
Share
Record First-Half Profits Across Korean Banks
x/korea
— Jul 23, 2026
KB Insurance posted weaker first-half profits due to higher loss ratios, though Contractual Service Margin grew as part of its reform gains; meanwhile KB Financial Group and Shinhan Financial reported record first-half earnings driven by stable interest income and booming non-interest income, with KB Financial nearing the 6 trillion club and KB Securities delivering a record 801 billion won net profit.
Share
T
The Conservative Desk
Trump locks Medicaid drug savings into every state
All 50 states, D.C. and Puerto Rico join the GENEROUS model as Oval Office deals project $64 billion in taxpayer savings and pull drug manufacturing home.
50m
SBM Bank Kenya H1 Profit Surges 171%
x/oracle-corporation
— Jul 22, 2026
SBM Bank Kenya posted a 171% rise in first-half pretax profit to 548 million shillings as deposits and loans grew and asset quality improved, with gross NPLs falling to 17.3% from 32.4%. The results were driven by higher net interest income and a 54% jump in non-funded income, supported by a 24% rise in customer deposits and strategic technology upgrades, including the Oracle FLEXCUBE 14.8 deployment.
Share
Quizie
Quiz
Can you still pass 6th grade?
Fifteen questions straight from middle school — math, science, English, civics. The AI decides if you graduate. Again.
4 min · today's quiz
Shinhan Financial Reports Record First-Half Profit
x/shinhan-bank
— Jul 23, 2026
Shinhan Financial Group posted record quarterly profits and a robust first half, with second-quarter net profit of 1.82 trillion won and full-year-first-half net profit of 3.44 trillion won, driven by a stock-market rally and stronger non-interest income from brokerage and asset management. Shinhan Investment’s first-half net profit surged 123.1% to 577.7 billion won, while Shinhan Life improved its CSM and capital adequacy despite a year-on-year dip in net profit, reflecting broader strength across the group’s non-bank units.
+11
Share
Bandhan Bank Q1 profit rises to ₹502 crore
Finance
— Jul 21, 2026
Bandhan Bank posted a near-35% rise in Q1 FY27 net profit to about ₹502 crore, led by lower provisions and a modest rise in net interest income, with asset quality improving as GNPA fell to 3.15% and NNPA to 0.93%; the bank’s NII grew about 6% while NIM stayed flat at 6.2%. It also announced the appointment of Vinay Jain as interim CFO, reflecting ongoing leadership transition alongside a robust core-profitability backdrop.
Share
Sabadell Q2 profit up 28% on TSB gains
x/united-kingdom
— Jul 24, 2026
Banco Sabadell posted a 28% rise in Q2 net profit to €624 million, helped by a €322 million capital gain from the sale of its UK unit TSB, and provided pro forma figures showing a 48% jump in recurring profit to €608 million. The bank also unveiled a €331 million share buyback while noting that net interest income fell 0.4% on a pro forma basis, though lending volumes and customer funds continued to grow, signaling solid momentum amid higher rates.
Share
Cass Information Systems Posts Record Q2 Earnings, Dividend
Business
— Jul 23, 2026
Cass Information Systems reported a record Q2 2026 net income of $10.6 million and diluted EPS of $0.81, with the net interest margin expanding to 4.00% and transportation dollar volumes up 7.4% even as invoice volumes declined; higher freight rates and early payment fees helped cushion results. The company sees ongoing core earnings growth driven by favorable market conditions, new business wins, disciplined cost control, and continued capital returns to shareholders, including dividends and buybacks.
+8
Share
IJR
South Dakota Secretary Of State Bucks Party, Endorses Democrat To Be Successor
Spencer Lombardo · 3 min · 4h
Preferred Bank Q2 earnings beat estimates, revenue up
x/preferred-bank
— Jul 22, 2026
Preferred Bank (PFBC) reported Q2 2026 earnings of $2.78 per share on roughly $72–73 million in revenue, with results broadly in line with or modestly above analyst expectations according to multiple outlets. The quarter saw year-over-year earnings growth and rising net interest income, while revenue varied slightly by source and no forward guidance was provided.
+5
1
Share
John Lemp
What's confirmed vs. still unclear?
Hilltop Reports Strong Q2 CY2026 Revenue, EPS Beat
Finance
— Jul 22, 2026
Hilltop Holdings reported an upbeat Q2 2026, with revenue reaching $315.8 million (up 7.2% year over year) and GAAP EPS of $0.63, beating Wall Street estimates by about 3%. The company’s results underscore a diversified mix of net interest income and fee-based activities, supported by solid credit quality and capital adequacy amid a positive loan growth trend.
+31
Share
OFG Bancorp Q2 2026 earnings beat estimates
Finance
— Jul 19, 2026
OFG Bancorp posted a Q2 2026 earnings beat with $1.39 per share and roughly $190.3 million in revenue, while management highlighted momentum across business lines, strong core deposits, and a digital-banking branding push. Analysts had expected about $1.18 per share and $182.6 million in revenue, and market checks show the stock trading near peers with potential pressure on net interest income and margins that investors will monitor going forward.
+39
Share