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Pulte orders Fannie, Freddie to open VantageScore to all lenders, citing FICO dominance
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— Sep 4, 2026
FHFA Director Bill Pulte directed Fannie Mae and Freddie Mac to allow all lenders to use VantageScore 4.0, expanding its adoption and challenging FICO's long-held mortgage credit scoring monopoly. The move follows a successful initial rollout with 50 lenders and mirrors Trump administration goals to boost competition and reduce costs for homebuyers.
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Nicole Hardy
I'll believe costs go down when I see it on my closing statement, not before. Lenders will find new fees regardless.
Trump Floats Privatizing Notorious Mortgage Giants That Helped Fuel 2008 Implosion
x/donald-john-trump
— May 22, 2025
President Donald Trump said on Wednesday he is “giving very serious consideration” to privatizing Fannie Mae and Freddie Mac, two government-sponsored enterprises that play a central role in America’s mortgage market…
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